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Meeting

ADVERSE CREDIT MORTGAGES

Theres nothing but options

BAD CREDIT AND GIVEN UP THE HOPE OF OWNING YOUR OWN HOME? STOP! THERE ARE OPTIONS.

A chat with Tom will let him show you his ability to shop around the whole market and find the best deal for you, even with bad credit. 

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Tom has dealt with many clients with adverse credit history over his career and is passionate to help his clients with bad credit not have renting as their only choice. He will be able to show you what the best options are or at worst case scenario set a plan with you on when buying will be possible.

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Tom will more than likely request a Full Credit Report before the initial meeting to ensure the advice he is giving is accurate. Credit Reference Agencies like Experian and Equifax are best as these are the agencies Lenders tend to use on their internal checks. Tom will be able to guide you on how to obtain these.

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So if you have or have had any of the following then please get in touch:

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  • Default

  • CCJ

  • Debt Management Plan

  • IVA

  • Bankruptcy

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Lets make it possible, together.

COVID 19 has changed the way we conduct business. Face to Face Meetings are on hold however Telephone and Video Call Appointments are available over Skype, Zoom and Microsoft Teams.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

 

Typically, we charge a fee of £495 for a mortgage when purchasing a property, or £195 for a remortgage. The actual fee will depend on your circumstances and will not exceed £1000.

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Tom Lynch Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number: 944836. We can be found at https://register.fca.org.uk/s/. If you decide to use this link, you will leave the website of Tom Lynch Mortgages Ltd and we cannot be held responsible for the content of this external website.

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Registered Office: Tom Lynch Mortgages Ltd, 40 Links Road, Wolverhampton, WV4 5RF. Registered Company Number: 14773964. Registered in England & Wales. Proprietor: Thomas Lynch

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©2021 Tom Lynch Mortgages   

 

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